Credit Union of New Jersey, a

Ewing, NJ · 1 · Charter #24927 · www.cunj.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$495.0M
58th percentile
Members
39,021
74th percentile
Total loans
$394.5M
66th percentile
Total shares
$405.1M
54th percentile

Profitability

Return on assets
1.33%
74th percentile
Net interest margin
4.19%
87th percentile
Efficiency ratio
62.84%
34th percentile
Non-interest income ratio
25.34%
82th percentile

Capital & Risk

Net worth ratio
9.69%
30th percentile
Delinquency rate
0.97%
30th percentile
Net charge-off rate
0.83%
16th percentile
Loan-to-share
97.37%
89th percentile

Growth

Member growth YoY
3.21%
79th percentile
Asset growth YoY
6.51%
62th percentile
Loan growth YoY
0.61%
30th percentile
Share growth YoY
7.40%
74th percentile

Operations

Members / branch
9,755
93th percentile
Assets / member
$12,685
17th percentile
Field of membership penetration
4.54%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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