Visionary

Bridgeville, PA · 1 · Charter #14018 · www.visionaryfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.3M
89th percentile
Members
3,095
86th percentile
Total loans
$17.2M
83th percentile
Total shares
$34.7M
90th percentile

Profitability

Return on assets
1.62%
83th percentile
Net interest margin
4.03%
52th percentile
Efficiency ratio
66.99%
49th percentile
Non-interest income ratio
20.46%
83th percentile

Capital & Risk

Net worth ratio
12.47%
34th percentile
Delinquency rate
0.96%
43th percentile
Net charge-off rate
0.38%
39th percentile
Loan-to-share
49.51%
34th percentile

Growth

Member growth YoY
-4.15%
23th percentile
Asset growth YoY
0.98%
49th percentile
Loan growth YoY
-6.36%
36th percentile
Share growth YoY
-0.76%
41th percentile

Operations

Members / branch
3,095
93th percentile
Assets / member
$12,711
75th percentile
Field of membership penetration
0.62%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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