Downey

DOWNEY, CA · 1 · Charter #11870 · www.downeyfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$328.0M
22th percentile
Members
19,181
22th percentile
Total loans
$175.4M
12th percentile
Total shares
$260.7M
17th percentile

Profitability

Return on assets
-0.12%
3th percentile
Net interest margin
2.94%
21th percentile
Efficiency ratio
62.99%
33th percentile
Non-interest income ratio
14.92%
26th percentile

Capital & Risk

Net worth ratio
8.70%
12th percentile
Delinquency rate
0.46%
75th percentile
Net charge-off rate
2.51%
0th percentile
Loan-to-share
67.27%
23th percentile

Growth

Member growth YoY
2.38%
71th percentile
Asset growth YoY
2.24%
27th percentile
Loan growth YoY
3.51%
47th percentile
Share growth YoY
3.19%
37th percentile

Operations

Members / branch
9,591
93th percentile
Assets / member
$17,102
58th percentile
Field of membership penetration
2.40%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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