Homeland

CHILLICOTHE, OH · 2 · Charter #61089 · www.homelandcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$617.9M
70th percentile
Members
24,106
39th percentile
Total loans
$170.0M
11th percentile
Total shares
$514.7M
68th percentile

Profitability

Return on assets
0.65%
30th percentile
Net interest margin
2.46%
6th percentile
Efficiency ratio
50.53%
79th percentile
Non-interest income ratio
12.53%
13th percentile

Capital & Risk

Net worth ratio
15.52%
92th percentile
Delinquency rate
1.00%
28th percentile
Net charge-off rate
1.12%
9th percentile
Loan-to-share
33.03%
1th percentile

Growth

Member growth YoY
-2.55%
20th percentile
Asset growth YoY
6.09%
59th percentile
Loan growth YoY
-3.98%
11th percentile
Share growth YoY
5.67%
60th percentile

Operations

Members / branch
4,821
54th percentile
Assets / member
$25,631
91th percentile
Field of membership penetration
4.97%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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