Lakota

Kyle, SD · 1 · Charter #24847 · www.lakotafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.2M
61th percentile
Members
4,197
95th percentile
Total loans
$7.9M
57th percentile
Total shares
$7.3M
39th percentile

Profitability

Return on assets
3.41%
98th percentile
Net interest margin
3.12%
22th percentile
Efficiency ratio
71.55%
40th percentile
Non-interest income ratio
75.82%
99th percentile

Capital & Risk

Net worth ratio
23.07%
82th percentile
Delinquency rate
0.43%
60th percentile
Net charge-off rate
0.10%
62th percentile
Loan-to-share
108.37%
96th percentile

Growth

Member growth YoY
-0.66%
59th percentile
Asset growth YoY
18.82%
98th percentile
Loan growth YoY
15.67%
94th percentile
Share growth YoY
7.73%
86th percentile

Operations

Members / branch
4,197
98th percentile
Assets / member
$4,583
14th percentile
Field of membership penetration
10.49%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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