Corrections

Soledad, CA · 1 · Charter #13254 · www.CORFED.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.9M
82th percentile
Members
3,610
91th percentile
Total loans
$25.3M
95th percentile
Total shares
$30.5M
85th percentile

Profitability

Return on assets
0.43%
32th percentile
Net interest margin
5.55%
92th percentile
Efficiency ratio
83.73%
19th percentile
Non-interest income ratio
14.63%
68th percentile

Capital & Risk

Net worth ratio
9.28%
12th percentile
Delinquency rate
0.30%
66th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
83.02%
81th percentile

Growth

Member growth YoY
34.05%
99th percentile
Asset growth YoY
36.28%
99th percentile
Loan growth YoY
17.91%
95th percentile
Share growth YoY
39.58%
99th percentile

Operations

Members / branch
1,805
74th percentile
Assets / member
$9,392
52th percentile
Field of membership penetration
14.12%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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