Cleveland-Bradley Cty Teacher

CLEVELAND, TN · 1 · Charter #14677 · www.cbctfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$73.9M
25th percentile
Members
4,339
17th percentile
Total loans
$24.7M
8th percentile
Total shares
$64.1M
27th percentile

Profitability

Return on assets
0.80%
34th percentile
Net interest margin
2.19%
3th percentile
Efficiency ratio
48.34%
85th percentile
Non-interest income ratio
14.86%
38th percentile

Capital & Risk

Net worth ratio
12.39%
52th percentile
Delinquency rate
0.74%
49th percentile
Net charge-off rate
0.19%
68th percentile
Loan-to-share
38.55%
7th percentile

Growth

Member growth YoY
0.84%
68th percentile
Asset growth YoY
10.26%
88th percentile
Loan growth YoY
-6.31%
13th percentile
Share growth YoY
11.13%
91th percentile

Operations

Members / branch
2,170
26th percentile
Assets / member
$17,029
71th percentile
Field of membership penetration
83.44%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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