Pahranagat Valley

Alamo, NV · 1 · Charter #12686 · www.pvfcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.3M
85th percentile
Members
2,153
70th percentile
Total loans
$14.8M
78th percentile
Total shares
$32.5M
88th percentile

Profitability

Return on assets
0.81%
50th percentile
Net interest margin
3.03%
20th percentile
Efficiency ratio
59.41%
66th percentile
Non-interest income ratio
14.21%
66th percentile

Capital & Risk

Net worth ratio
10.12%
16th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.14%
57th percentile
Loan-to-share
45.62%
29th percentile

Growth

Member growth YoY
-2.80%
35th percentile
Asset growth YoY
1.71%
54th percentile
Loan growth YoY
-2.95%
50th percentile
Share growth YoY
0.80%
52th percentile

Operations

Members / branch
2,153
81th percentile
Assets / member
$16,853
91th percentile
Field of membership penetration
86.12%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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