Jefferson Community

Madison, IN · 1 · Charter #19319 · www.jcfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.7M
57th percentile
Members
2,188
71th percentile
Total loans
$11.5M
70th percentile
Total shares
$14.8M
58th percentile

Profitability

Return on assets
1.02%
60th percentile
Net interest margin
4.21%
60th percentile
Efficiency ratio
79.28%
25th percentile
Non-interest income ratio
24.06%
89th percentile

Capital & Risk

Net worth ratio
10.83%
21th percentile
Delinquency rate
0.09%
78th percentile
Net charge-off rate
0.00%
74th percentile
Loan-to-share
78.04%
74th percentile

Growth

Member growth YoY
-1.08%
54th percentile
Asset growth YoY
7.07%
84th percentile
Loan growth YoY
35.83%
98th percentile
Share growth YoY
6.99%
84th percentile

Operations

Members / branch
1,094
50th percentile
Assets / member
$7,619
35th percentile
Field of membership penetration
4.21%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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