High Street Baptist Church

Roanoke, VA · 1 · Charter #11986
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.4M
14th percentile
Members
281
9th percentile
Total loans
$452.9K
9th percentile
Total shares
$2.1M
15th percentile

Profitability

Return on assets
1.25%
69th percentile
Net interest margin
3.04%
20th percentile
Efficiency ratio
46.41%
87th percentile
Non-interest income ratio
0.13%
6th percentile

Capital & Risk

Net worth ratio
14.88%
50th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
22.08%
6th percentile

Growth

Member growth YoY
1.81%
82th percentile
Asset growth YoY
1.44%
52th percentile
Loan growth YoY
-19.82%
6th percentile
Share growth YoY
0.19%
48th percentile

Operations

Members / branch
281
12th percentile
Assets / member
$8,597
44th percentile
Field of membership penetration
56.20%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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