Members

Stamford, CT · 2 · Charter #68487 · www.memberscu.coop
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.4M
94th percentile
Members
4,032
94th percentile
Total loans
$36.9M
100th percentile
Total shares
$37.0M
94th percentile

Profitability

Return on assets
1.05%
62th percentile
Net interest margin
4.98%
82th percentile
Efficiency ratio
74.04%
35th percentile
Non-interest income ratio
13.06%
63th percentile

Capital & Risk

Net worth ratio
11.98%
30th percentile
Delinquency rate
0.94%
43th percentile
Net charge-off rate
0.25%
47th percentile
Loan-to-share
99.55%
93th percentile

Growth

Member growth YoY
2.13%
85th percentile
Asset growth YoY
0.73%
47th percentile
Loan growth YoY
-3.44%
48th percentile
Share growth YoY
-0.47%
43th percentile

Operations

Members / branch
4,032
98th percentile
Assets / member
$10,771
62th percentile
Field of membership penetration
0.81%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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