Par-Del Emp.

WYOMING, PA · 1 · Charter #22723 · www.creducomp.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.2M
33th percentile
Members
674
24th percentile
Total loans
$3.3M
33th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
1.03%
61th percentile
Net interest margin
3.36%
29th percentile
Efficiency ratio
58.34%
69th percentile
Non-interest income ratio
0.94%
13th percentile

Capital & Risk

Net worth ratio
15.29%
52th percentile
Delinquency rate
2.36%
20th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
54.39%
41th percentile

Growth

Member growth YoY
-3.44%
29th percentile
Asset growth YoY
-4.24%
19th percentile
Loan growth YoY
-0.54%
60th percentile
Share growth YoY
-6.15%
17th percentile

Operations

Members / branch
674
31th percentile
Assets / member
$10,698
62th percentile
Field of membership penetration
44.93%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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