Proponent

Nutley, NJ · 1 · Charter #20448 · www.profcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$508.3M
59th percentile
Members
18,623
19th percentile
Total loans
$398.0M
67th percentile
Total shares
$425.5M
58th percentile

Profitability

Return on assets
0.33%
11th percentile
Net interest margin
3.54%
57th percentile
Efficiency ratio
69.73%
11th percentile
Non-interest income ratio
11.94%
12th percentile

Capital & Risk

Net worth ratio
14.27%
87th percentile
Delinquency rate
0.93%
31th percentile
Net charge-off rate
0.60%
31th percentile
Loan-to-share
93.53%
81th percentile

Growth

Member growth YoY
-0.62%
36th percentile
Asset growth YoY
-1.11%
9th percentile
Loan growth YoY
-2.73%
15th percentile
Share growth YoY
-1.29%
8th percentile

Operations

Members / branch
6,208
75th percentile
Assets / member
$27,292
94th percentile
Field of membership penetration
25.02%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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