Ficare

Wesley Chapel, FL · 1 · Charter #13902 · www.ficarefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$78.9M
30th percentile
Members
8,017
54th percentile
Total loans
$49.7M
39th percentile
Total shares
$67.0M
30th percentile

Profitability

Return on assets
0.49%
16th percentile
Net interest margin
4.72%
92th percentile
Efficiency ratio
83.64%
5th percentile
Non-interest income ratio
27.19%
89th percentile

Capital & Risk

Net worth ratio
12.72%
56th percentile
Delinquency rate
1.48%
17th percentile
Net charge-off rate
0.54%
29th percentile
Loan-to-share
74.06%
62th percentile

Growth

Member growth YoY
-5.20%
11th percentile
Asset growth YoY
-1.44%
13th percentile
Loan growth YoY
-6.32%
13th percentile
Share growth YoY
-1.97%
13th percentile

Operations

Members / branch
1,603
11th percentile
Assets / member
$9,839
13th percentile
Field of membership penetration
0.76%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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