Lokahi

Honolulu, HI · 1 · Charter #1733 · www.lokahifcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$698.9M
78th percentile
Members
45,797
82th percentile
Total loans
$383.6M
66th percentile
Total shares
$590.5M
79th percentile

Profitability

Return on assets
0.30%
11th percentile
Net interest margin
2.43%
6th percentile
Efficiency ratio
56.14%
63th percentile
Non-interest income ratio
18.63%
47th percentile

Capital & Risk

Net worth ratio
9.38%
24th percentile
Delinquency rate
0.51%
69th percentile
Net charge-off rate
0.40%
52th percentile
Loan-to-share
64.96%
19th percentile

Growth

Member growth YoY
-2.61%
19th percentile
Asset growth YoY
3.75%
39th percentile
Loan growth YoY
2.14%
39th percentile
Share growth YoY
3.56%
39th percentile

Operations

Members / branch
6,542
78th percentile
Assets / member
$15,261
41th percentile
Field of membership penetration
4.59%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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