Local 24 Employees

Pasadena, TX · 1 · Charter #14656 · www.local24efcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$13.9M
51th percentile
Members
1,157
41th percentile
Total loans
$4.4M
40th percentile
Total shares
$11.0M
50th percentile

Profitability

Return on assets
1.67%
84th percentile
Net interest margin
4.63%
73th percentile
Efficiency ratio
65.22%
53th percentile
Non-interest income ratio
9.57%
51th percentile

Capital & Risk

Net worth ratio
19.52%
72th percentile
Delinquency rate
0.15%
74th percentile
Net charge-off rate
0.15%
55th percentile
Loan-to-share
39.92%
21th percentile

Growth

Member growth YoY
2.66%
88th percentile
Asset growth YoY
2.48%
59th percentile
Loan growth YoY
12.71%
92th percentile
Share growth YoY
0.60%
50th percentile

Operations

Members / branch
1,157
53th percentile
Assets / member
$12,037
71th percentile
Field of membership penetration
89.00%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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