Port Washington

port washington, NY · 1 · Charter #18635 · www.pwfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$95.4M
43th percentile
Members
3,064
5th percentile
Total loans
$84.5M
67th percentile
Total shares
$79.7M
42th percentile

Profitability

Return on assets
1.97%
92th percentile
Net interest margin
2.85%
13th percentile
Efficiency ratio
23.53%
99th percentile
Non-interest income ratio
9.04%
12th percentile

Capital & Risk

Net worth ratio
16.39%
84th percentile
Delinquency rate
5.31%
0th percentile
Net charge-off rate
0.00%
97th percentile
Loan-to-share
106.06%
98th percentile

Growth

Member growth YoY
-0.87%
46th percentile
Asset growth YoY
11.55%
92th percentile
Loan growth YoY
19.45%
97th percentile
Share growth YoY
11.15%
91th percentile

Operations

Members / branch
3,064
48th percentile
Assets / member
$31,128
97th percentile
Field of membership penetration
4.09%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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