America's Christian

Glendora, CA · 2 · Charter #68062 · www.americaschristiancu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$801.7M
87th percentile
Members
145,199
100th percentile
Total loans
$610.4M
90th percentile
Total shares
$647.8M
85th percentile

Profitability

Return on assets
0.79%
38th percentile
Net interest margin
2.71%
12th percentile
Efficiency ratio
46.13%
90th percentile
Non-interest income ratio
15.58%
29th percentile

Capital & Risk

Net worth ratio
8.78%
14th percentile
Delinquency rate
1.60%
10th percentile
Net charge-off rate
0.26%
70th percentile
Loan-to-share
94.23%
83th percentile

Growth

Member growth YoY
79.45%
100th percentile
Asset growth YoY
16.39%
97th percentile
Loan growth YoY
13.87%
90th percentile
Share growth YoY
20.46%
98th percentile

Operations

Members / branch
145,199
100th percentile
Assets / member
$5,521
0th percentile
Field of membership penetration
14.52%
80th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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