Fire Police City County

FORT WAYNE, IN · 1 · Charter #21593 · www.fpccfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$203.1M
90th percentile
Members
11,272
76th percentile
Total loans
$149.8M
95th percentile
Total shares
$176.0M
90th percentile

Profitability

Return on assets
1.65%
83th percentile
Net interest margin
4.02%
70th percentile
Efficiency ratio
59.75%
59th percentile
Non-interest income ratio
28.30%
90th percentile

Capital & Risk

Net worth ratio
12.52%
54th percentile
Delinquency rate
0.91%
39th percentile
Net charge-off rate
0.32%
51th percentile
Loan-to-share
85.10%
80th percentile

Growth

Member growth YoY
0.50%
64th percentile
Asset growth YoY
6.44%
73th percentile
Loan growth YoY
8.11%
81th percentile
Share growth YoY
5.91%
71th percentile

Operations

Members / branch
1,879
18th percentile
Assets / member
$18,014
76th percentile
Field of membership penetration
52.43%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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