Superior Municipal Employees

SUPERIOR, WI · 2 · Charter #67237
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.0M
17th percentile
Members
525
19th percentile
Total loans
$2.4M
26th percentile
Total shares
$1.7M
14th percentile

Profitability

Return on assets
0.00%
16th percentile
Net interest margin
3.97%
50th percentile
Efficiency ratio
69.28%
44th percentile
Non-interest income ratio
3.67%
27th percentile

Capital & Risk

Net worth ratio
16.50%
59th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
144.00%
99th percentile

Growth

Member growth YoY
-2.42%
39th percentile
Asset growth YoY
-3.35%
23th percentile
Loan growth YoY
-9.14%
27th percentile
Share growth YoY
-18.09%
2th percentile

Operations

Members / branch
525
24th percentile
Assets / member
$5,772
21th percentile
Field of membership penetration
47.73%
63th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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