Priority One

South Pasadena, CA · 2 · Charter #60024 · www.priorityonecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$207.4M
91th percentile
Members
16,984
94th percentile
Total loans
$96.2M
74th percentile
Total shares
$180.7M
91th percentile

Profitability

Return on assets
1.73%
86th percentile
Net interest margin
4.17%
78th percentile
Efficiency ratio
66.08%
39th percentile
Non-interest income ratio
27.84%
90th percentile

Capital & Risk

Net worth ratio
13.39%
64th percentile
Delinquency rate
0.24%
84th percentile
Net charge-off rate
0.68%
19th percentile
Loan-to-share
53.22%
24th percentile

Growth

Member growth YoY
0.60%
66th percentile
Asset growth YoY
6.36%
72th percentile
Loan growth YoY
1.14%
49th percentile
Share growth YoY
4.43%
60th percentile

Operations

Members / branch
5,661
87th percentile
Assets / member
$12,214
30th percentile
Field of membership penetration
16.98%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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