Becco Buffalo

Tonawanda, NY · 1 · Charter #10225
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1M
8th percentile
Members
154
4th percentile
Total loans
$635.9K
11th percentile
Total shares
$830.8K
8th percentile

Profitability

Return on assets
1.45%
77th percentile
Net interest margin
4.58%
72th percentile
Efficiency ratio
58.08%
70th percentile
Non-interest income ratio
0.42%
9th percentile

Capital & Risk

Net worth ratio
21.83%
80th percentile
Delinquency rate
0.67%
51th percentile
Net charge-off rate
0.71%
24th percentile
Loan-to-share
76.54%
72th percentile

Growth

Member growth YoY
15300.00%
100th percentile
Asset growth YoY
-3.73%
21th percentile
Loan growth YoY
-13.00%
16th percentile
Share growth YoY
-6.52%
15th percentile

Operations

Members / branch
154
5th percentile
Assets / member
$6,974
30th percentile
Field of membership penetration
38.50%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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