Skyline

NASHVILLE, TN · 2 · Charter #68100 · www.skylinecreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.9M
57th percentile
Members
1,620
56th percentile
Total loans
$7.2M
55th percentile
Total shares
$12.6M
54th percentile

Profitability

Return on assets
1.66%
84th percentile
Net interest margin
4.16%
58th percentile
Efficiency ratio
51.84%
81th percentile
Non-interest income ratio
4.83%
33th percentile

Capital & Risk

Net worth ratio
23.55%
83th percentile
Delinquency rate
3.00%
15th percentile
Net charge-off rate
0.05%
68th percentile
Loan-to-share
57.34%
46th percentile

Growth

Member growth YoY
-2.53%
38th percentile
Asset growth YoY
-0.47%
38th percentile
Loan growth YoY
-7.63%
31th percentile
Share growth YoY
-2.07%
34th percentile

Operations

Members / branch
1,620
68th percentile
Assets / member
$10,425
59th percentile
Field of membership penetration
27.00%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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