Greensboro

GREENSBORO, NC · 2 · Charter #63445 · www.gsocu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.4M
56th percentile
Members
1,459
51th percentile
Total loans
$9.0M
62th percentile
Total shares
$11.1M
50th percentile

Profitability

Return on assets
0.36%
29th percentile
Net interest margin
4.36%
64th percentile
Efficiency ratio
90.68%
12th percentile
Non-interest income ratio
9.55%
51th percentile

Capital & Risk

Net worth ratio
32.76%
94th percentile
Delinquency rate
3.01%
15th percentile
Net charge-off rate
0.65%
26th percentile
Loan-to-share
81.02%
77th percentile

Growth

Member growth YoY
-4.70%
19th percentile
Asset growth YoY
-4.84%
17th percentile
Loan growth YoY
3.75%
75th percentile
Share growth YoY
-5.68%
18th percentile

Operations

Members / branch
486
22th percentile
Assets / member
$11,217
66th percentile
Field of membership penetration
48.63%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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