Summit

Akron, OH · 1 · Charter #7182 · www.summitfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$59.9M
11th percentile
Members
4,650
21th percentile
Total loans
$31.3M
16th percentile
Total shares
$50.6M
11th percentile

Profitability

Return on assets
1.04%
50th percentile
Net interest margin
3.63%
48th percentile
Efficiency ratio
65.94%
39th percentile
Non-interest income ratio
16.26%
45th percentile

Capital & Risk

Net worth ratio
14.91%
76th percentile
Delinquency rate
0.44%
69th percentile
Net charge-off rate
0.15%
76th percentile
Loan-to-share
61.87%
39th percentile

Growth

Member growth YoY
-1.94%
34th percentile
Asset growth YoY
8.46%
83th percentile
Loan growth YoY
-3.52%
23th percentile
Share growth YoY
8.71%
84th percentile

Operations

Members / branch
2,325
30th percentile
Assets / member
$12,880
36th percentile
Field of membership penetration
20.18%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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